{"id":268,"date":"2025-10-16T09:20:55","date_gmt":"2025-10-16T09:20:55","guid":{"rendered":"https:\/\/inglisstephens.co.za\/?page_id=268"},"modified":"2025-10-17T10:20:57","modified_gmt":"2025-10-17T10:20:57","slug":"faqs","status":"publish","type":"page","link":"https:\/\/inglisstephens.co.za\/index.php\/faqs\/","title":{"rendered":"FAQ&#8217;s"},"content":{"rendered":"<style>.kb-row-layout-id268_1ae339-ec > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id268_1ae339-ec > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id268_1ae339-ec > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1240px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-5xl, 10rem);padding-bottom:var(--global-kb-spacing-5xl, 10rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id268_1ae339-ec > .kt-row-layout-overlay{opacity:0.10;background-image:url('https:\/\/inglisstephens.co.za\/wp-content\/uploads\/2025\/07\/IS-Pattern.png');background-size:50% auto;background-position:95% 56.00000000000001%;background-attachment:scroll;background-repeat:no-repeat;}@media all and (max-width: 1024px){.kb-row-layout-id268_1ae339-ec > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-xxl, 5rem);padding-bottom:var(--global-kb-spacing-xxl, 5rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 1024px){.kb-row-layout-id268_1ae339-ec > .kt-row-layout-overlay{opacity:0.10;}}@media all and (max-width: 767px){.kb-row-layout-id268_1ae339-ec > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-xl, 4rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id268_1ae339-ec{display:none !important;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id268_1ae339-ec alignfull kb-v-sm-hidden has-theme-palette1-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-layout-overlay kt-row-overlay-normal\"><\/div><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column268_c8aa85-5f > .kt-inside-inner-col,.kadence-column268_c8aa85-5f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column268_c8aa85-5f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column268_c8aa85-5f > .kt-inside-inner-col{flex-direction:column;}.kadence-column268_c8aa85-5f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column268_c8aa85-5f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column268_c8aa85-5f{position:relative;}@media all and (max-width: 1024px){.kadence-column268_c8aa85-5f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column268_c8aa85-5f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column268_c8aa85-5f\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading268_8e328f-52, .wp-block-kadence-advancedheading.kt-adv-heading268_8e328f-52[data-kb-block=\"kb-adv-heading268_8e328f-52\"]{max-width:1230px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading268_8e328f-52 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading268_8e328f-52[data-kb-block=\"kb-adv-heading268_8e328f-52\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading268_8e328f-52, .wp-block-kadence-advancedheading.kt-adv-heading268_8e328f-52[data-kb-block=\"kb-adv-heading268_8e328f-52\"]{max-width:472px;font-size:var(--global-kb-font-size-xl, 3rem);line-height:1.2;}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading268_8e328f-52, .wp-block-kadence-advancedheading.kt-adv-heading268_8e328f-52[data-kb-block=\"kb-adv-heading268_8e328f-52\"]{font-size:var(--global-kb-font-size-lg, 2rem);line-height:1.2;}}<\/style>\n<h1 class=\"kt-adv-heading268_8e328f-52 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color\" data-kb-block=\"kb-adv-heading268_8e328f-52\">Frequently Asked Questions<\/h1>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id268_1659e5-09 > .kt-row-column-wrap{align-content:center;}:where(.kb-row-layout-id268_1659e5-09 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:center;}.kb-row-layout-id268_1659e5-09 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1240px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-3xl, 6.5rem);padding-bottom:var(--global-kb-spacing-xl, 4rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id268_1659e5-09 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px), only screen and (min-device-width: 1024px) and (max-device-width: 1366px) and (-webkit-min-device-pixel-ratio: 2) and (hover: none){.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id268_1659e5-09{background:var(--global-palette9, #ffffff);}}@media all and (max-width: 1024px){.kb-row-layout-id268_1659e5-09 > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-xl, 4rem);padding-bottom:var(--global-kb-spacing-xl, 4rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id268_1659e5-09 > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-xl, 4rem);padding-bottom:var(--global-kb-spacing-xl, 4rem);grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id268_1659e5-09 alignfull has-theme-palette9-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-middle kb-theme-content-width\">\n<style>.kadence-column268_afe1b4-74 > .kt-inside-inner-col{display:flex;}.kadence-column268_afe1b4-74 > .kt-inside-inner-col,.kadence-column268_afe1b4-74 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column268_afe1b4-74 > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column268_afe1b4-74 > .kt-inside-inner-col{flex-direction:column;}.kadence-column268_afe1b4-74 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column268_afe1b4-74 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column268_afe1b4-74{position:relative;}@media all and (max-width: 1024px){.kadence-column268_afe1b4-74 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column268_afe1b4-74 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column268_afe1b4-74\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading268_1fd465-c9, .wp-block-kadence-advancedheading.kt-adv-heading268_1fd465-c9[data-kb-block=\"kb-adv-heading268_1fd465-c9\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading268_1fd465-c9 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading268_1fd465-c9[data-kb-block=\"kb-adv-heading268_1fd465-c9\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading268_1fd465-c9, .wp-block-kadence-advancedheading.kt-adv-heading268_1fd465-c9[data-kb-block=\"kb-adv-heading268_1fd465-c9\"]{text-align:left!important;}}<\/style>\n<h6 class=\"kt-adv-heading268_1fd465-c9 wp-block-kadence-advancedheading has-theme-palette-8-color has-text-color\" data-kb-block=\"kb-adv-heading268_1fd465-c9\">Inglis stephens<\/h6>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-268_8c8804-e7 .kt-block-spacer{height:6px;}.wp-block-kadence-spacer.kt-block-spacer-268_8c8804-e7 .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette8, #F7FAFC);width:20px;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-268_8c8804-e7\"><div class=\"kt-block-spacer kt-block-spacer-halign-center kt-block-spacer-malign-left\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.kt-accordion-id268_c373c1-39 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:0px;}.kt-accordion-id268_c373c1-39 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-id268_c373c1-39 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:1px solid #f2f2f2;border-right:1px solid #f2f2f2;border-bottom:1px solid #f2f2f2;border-left:1px solid #f2f2f2;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;background:var(--global-palette1, #3182CE);color:var(--global-palette9, #ffffff);padding-top:9px;padding-right:13px;padding-bottom:9px;padding-left:13px;}.kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette9, #ffffff);}.kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-id268_c373c1-39 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id268_c373c1-39 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette1, #3182CE);background:var(--global-palette9, #ffffff);border-top:1px solid #878787;border-right:1px solid #878787;border-bottom:1px solid #878787;border-left:1px solid #878787;}.kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette1, #3182CE);}.kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-id268_c373c1-39 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id268_c373c1-39 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette6, #718096);background:var(--global-palette4, #2D3748);border-top:1px solid #444444;border-right:1px solid #444444;border-bottom:1px solid #444444;border-left:1px solid #444444;}.kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette6, #718096);}.kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette6, #718096);}.kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id268_c373c1-39:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette4, #2D3748);}@media all and (max-width: 1024px){.kt-accordion-id268_c373c1-39 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;}}@media all and (max-width: 1024px){.kt-accordion-id268_c373c1-39 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:1px solid #f2f2f2;border-right:1px solid #f2f2f2;border-bottom:1px solid #f2f2f2;border-left:1px solid #f2f2f2;}}@media all and (max-width: 1024px){.kt-accordion-id268_c373c1-39 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id268_c373c1-39 .kt-blocks-accordion-header:focus-visible{border-top:1px solid #878787;border-right:1px solid #878787;border-bottom:1px solid #878787;border-left:1px solid #878787;}}@media all and (max-width: 1024px){.kt-accordion-id268_c373c1-39 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id268_c373c1-39 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top:1px solid #444444;border-right:1px solid #444444;border-bottom:1px solid #444444;border-left:1px solid #444444;}}@media all and (max-width: 767px){.kt-accordion-id268_c373c1-39 .kt-accordion-inner-wrap{display:block;}.kt-accordion-id268_c373c1-39 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:0px;}.kt-accordion-id268_c373c1-39 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;}.kt-accordion-id268_c373c1-39 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:1px solid #f2f2f2;border-right:1px solid #f2f2f2;border-bottom:1px solid #f2f2f2;border-left:1px solid #f2f2f2;}.kt-accordion-id268_c373c1-39 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id268_c373c1-39 .kt-blocks-accordion-header:focus-visible{border-top:1px solid #878787;border-right:1px solid #878787;border-bottom:1px solid #878787;border-left:1px solid #878787;}.kt-accordion-id268_c373c1-39 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id268_c373c1-39 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top:1px solid #444444;border-right:1px solid #444444;border-bottom:1px solid #444444;border-left:1px solid #444444;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone\"><div class=\"kt-accordion-wrap kt-accordion-id268_c373c1-39 kt-accordion-has-5-panes kt-active-pane-0 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-basic kt-accodion-icon-side-right\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"false\" data-start-open=\"0\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-1 kt-pane268_511fb4-6b\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">What happens if I don\u2019t have a will?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>If you pass away without a valid will, your estate will be distributed according to the <strong>Intestate Succession Act (Act 81 of 1987)<\/strong>, which may not align with your personal wishes.<\/p>\n\n\n\n<p>Any inheritance due to a minor is paid into the <strong>Guardian\u2019s Fund<\/strong>, where it\u2019s managed on their behalf until they reach majority age. Without a will, <strong>no executor is appointed<\/strong>, and the <strong>Master of the High Court<\/strong> must do so. This person may be a stranger to your family and will need to provide a <strong>bond of security<\/strong>, which can cause delays and additional costs.<\/p>\n\n\n\n<p>If your estate exceeds <strong>R250,000<\/strong>, the Master may appoint an attorney or professional executor to manage the process, often at added expense. Having a valid, updated will ensures your estate is handled according to your wishes, efficiently and with care.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-2 kt-pane268_eb2643-69\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">What is a bond of security?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>A bond of security is a financial guarantee required by the Master of the High Court from any executor who has not been specifically discharged from such obligation in terms of a Will. This bond protects beneficiaries and creditors from the risk of estate mismanagement.<\/p>\n\n\n\n<p>By naming a professional executor like Inglis Stephens in your will and explicitly discharging them from having to provide such security, you can avoid an unnecessary expense payable by your estate and ensure faster estate administration.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-3 kt-pane268_aead01-94\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">What should I consider when drafting a will?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>A professionally drafted will ensures your estate is distributed according to your wishes, efficiently and legally. When drafting your will, you should:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Comply with all legal formalities<\/li>\n\n\n\n<li>Consider practical implications of your instructions<\/li>\n\n\n\n<li>Customise the will to suit your family\u2019s unique needs<\/li>\n<\/ul>\n\n\n\n<p>Always seek expert advice to avoid future complications or delays for your loved ones.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-4 kt-pane268_9894ee-73\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">What\u2019s the difference between a testamentary trust and an inter vivos trust?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<ul class=\"wp-block-list\">\n<li><strong>Testamentary Trust<\/strong>: Created in terms of your will and only comes into being upon your death. It\u2019s typically used as a vehicle to manage assets for minor children or beneficiaries with specific needs. Once you&#8217;re gone, the provisions of the trust cannot be changed.<\/li>\n\n\n\n<li><strong>Inter Vivos Trust<\/strong>: Created during your lifetime by agreement between the donor and trustees. It can receive and manage assets both before and after your death the provisions of which can be amended over time.<\/li>\n<\/ul>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-5 kt-pane268_893697-bf\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Why appoint a professional executor?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Estate administration involves complex legal, tax, and administrative requirements. A professional executor, like Inglis Stephens, ensures your estate is handled:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Efficiently and legally<\/li>\n\n\n\n<li>With minimal delays<\/li>\n\n\n\n<li>With care and accuracy<\/li>\n<\/ul>\n\n\n\n<p>We liaise directly with the Master\u2019s Office, SARS, creditors, and beneficiaries, ensuring a smooth and respectful process during a difficult time.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > .kt-info-box268_fa8b67-bb .kt-blocks-info-box-link-wrap{max-width:unset;}.kt-info-box268_fa8b67-bb .kt-blocks-info-box-link-wrap{padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);}.kt-info-box268_fa8b67-bb .kadence-info-box-icon-container .kt-info-svg-icon, .kt-info-box268_fa8b67-bb .kt-info-svg-icon-flip, .kt-info-box268_fa8b67-bb .kt-blocks-info-box-number{font-size:50px;}.kt-info-box268_fa8b67-bb .kt-blocks-info-box-media{border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;}.kt-info-box268_fa8b67-bb .kt-blocks-info-box-media-container{margin-top:0px;margin-right:15px;margin-bottom:0px;margin-left:15px;}.kt-info-box268_fa8b67-bb .kt-blocks-info-box-learnmore{background:transparent;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}<\/style>\n<div class=\"wp-block-kadence-infobox kt-info-box268_fa8b67-bb\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-icon-container kt-info-icon-animate-none\"><div class=\"kadence-info-box-icon-inner-container\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_calendar kt-info-svg-icon\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><rect x=\"3\" y=\"4\" width=\"18\" height=\"18\" rx=\"2\" ry=\"2\"\/><line x1=\"16\" y1=\"2\" x2=\"16\" y2=\"6\"\/><line x1=\"8\" y1=\"2\" x2=\"8\" y2=\"6\"\/><line x1=\"3\" y1=\"10\" x2=\"21\" y2=\"10\"\/><\/svg><\/span><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h2 class=\"kt-blocks-info-box-title\">Book a Consultation<\/h2><p class=\"kt-blocks-info-box-text\">Every legacy deserves precision, purpose, and protection. <br><strong>Book a consultation<\/strong> with Inglis Stephens to ensure your estate reflects your true intentions.<br><br>Inglis Stephens Fiduciary Services<br>Office 106, The Village Square, Durbanville, Cape Town<br>Tel: 021 914 1144 | Email: <a href=\"mailto:admin@inglisstephens.co.za\">admin@inglisstephens.co.za<\/a><br>Website:\u00a0<a href=\"http:\/\/www.inglisstephens.co.za\/\">www.inglisstephens.co.za<\/a><\/p><\/div><\/span><\/div>\n\n\n\n<p><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n","protected":false},"excerpt":{"rendered":"<p>Frequently Asked Questions Inglis stephens<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"class_list":["post-268","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/inglisstephens.co.za\/index.php\/wp-json\/wp\/v2\/pages\/268","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/inglisstephens.co.za\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/inglisstephens.co.za\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/inglisstephens.co.za\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/inglisstephens.co.za\/index.php\/wp-json\/wp\/v2\/comments?post=268"}],"version-history":[{"count":6,"href":"https:\/\/inglisstephens.co.za\/index.php\/wp-json\/wp\/v2\/pages\/268\/revisions"}],"predecessor-version":[{"id":311,"href":"https:\/\/inglisstephens.co.za\/index.php\/wp-json\/wp\/v2\/pages\/268\/revisions\/311"}],"wp:attachment":[{"href":"https:\/\/inglisstephens.co.za\/index.php\/wp-json\/wp\/v2\/media?parent=268"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}